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Bilz Insurance Blog

All You Ever Wanted to Know About Insurance

Can You Afford Not To Have A Commercial Umbrella Policy?

Every day we hear of lawsuits filed that make us shake our heads and think, "surely the courts will not let this go to trial let alone award the person any money!" However, in today's society, every business faces the...

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Does Your Business Need Cyber Insurance?

We have all heard of the hacks at Target, Home Depot, P.F. Chang's and even the government. But did you know it's not just big companies that hackers love? In most cases it's much easier and quicker to hack a small...

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Pools vs. Ponds. Tips to protect yourself from a liability claim

Pools and ponds can make for fun in the sun for you, your family, and friends, but they can also be a liability hazard and attract unwanted guests. It doesn't matter if you have an in-ground or above-ground pool or a...

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Are Any of Your Vehicles Subject to a Recall?

Did you know that there were a record 53.2 million vehicles subject to recalls in 2016? The manufacturer will attempt to contact you if there is a recall, normally via postal mail. But we all know that in an office...

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Is Your Business Global Now?

The world seems like a small place anymore. More and more we are seeing companies who have business interests that cross international lines. What happens when your employee gets hurt or injured on a business trip? Do...

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Are You Held Responsible If Your Dog Bites Someone?

The simple answer is yes. Kentucky & Ohio both hold that dog owners are "strictly" liable for any injury or any property damage caused by your dog. Dog bite claims account for more than 1/3 of all homeowners...

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September is National Preparedness Month

Do you have a business continuity plan in place? What about a personal safety plan in the event of fire or a natural disaster? There are several resources that can help you with either plan, including your insurance...

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What are the consquences of Misclassification?

Are you incorrectly misclassifying your workers as independent contractors? You think no harm, no foul...right? You couldn't be more wrong and this could come back to harm you and your business in serious ways....

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It's a Whaling Scam!

And we are not talking about the largest mammal on the planet. We are talking about what could be a huge data breach to your business. What is "whaling" you ask? They are commonly known as "business email compromise" or...

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The Hidden Danger Lurking in Your Electrical Box

Does your home or business contain a Federal Pacific Electric Slab-Lok breaker box? If it was built or remodeled between 1950 to 1985 you should check to see. These panels are associated with breakers not tripping. That...

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